Insurance That Meets Your Business Needs

Guided by our emphasis on providing customers with long-term strategies to manage risk and control costs, we work with our insurance carriers to provide an insurance program that meets your needsWe offer a broad range of must-have products for any business and an array of coverage options for emerging risks such as Cyber Liability and Regulatory Business Interruption.

Our Commercial Insurance products include:

  • Business Owner's Policy (BOP)

A BOP combines property and liability insurance into a single policy form — an affordable way for a small to mid-sized business to obtain essential coverages such as personal property, general  liability, hired non-owned auto, business interruption, etc.

  • Commercial Auto

Commercial Auto insurance covers company titled vehicles used in conducting business and usage not covered by a personal auto policy. Typically, commercial auto insurance policies have high liability limits and may also have provisions that cover rented and other non-owned vehicles, including employees’ cars driven for company business.

  • Commercial General Liability

Commercial General Liability insurance cover actions for which your business could be held responsible, including bodily injury, damage to others’ property, personal injury, and false or misleading advertising. NOTE:  this EXCLUDES coverage for injury suffered by your employees who are covered by Worker’s Compensation.

  • Commercial Umbrella

Also called Excess Liability, a Commercial Umbrella policy steps in to provide higher limits above your existing policies, providing you with an extra layer of protection. NOTE: An umbrella policy does not provide excess coverage for E&O or Professional Liability insurance.

  • Cyber Liability

As a business owner you are responsible for protecting your customers' personal information. Cyber liability insurance provides coverage for the risks associated with the Internet, computer networks, e-business, and privacy.

  • Directors and Officers (D&O)

A D&O insurance policy offers an organization and its directors and officers protection against law suits brought by members, shareholders, employees, or third parties.

  • Employment Practices Liability (EPL)

EPL has moved from a “nice to have” to a “must have” insurance policy. It protects an employer against claims made by employees, former employees, or potential employees for allegations of discrimination, wrongful termination of employment, sexual harassment, and other employment-related allegations.

  • Worker's Compensation

Worker's compensation insurance helps pay for medical benefits including wage replacement, without regard to fault, to employees that are injured on the job.  Benefit levels are set by set by law and commonly include payment of medical expenses, rehab and both temporary and permanent disability. 

 Call today for a FREE insurance Review!

Phone: (303) 278-2278

Fax: (720) 457-9484


California License Number 0H8535

 We understand and appreciate that each customer is unique.