Protect Your Assets Now and In The Future

Traditionally, wealth management addressed wealthy individuals. Today, financial planning is considered by many experts to be a necessity for everyone. Whether you are a small business owner, an individual, a young family, or preparing to retire, Avanti can help you assess your needs and guide you toward creating better financial security for both your Physical and Finacial well-being.

We offer a range of asset protection services, including: 

 

  • Health Insurance

With the current Affordable Care Act, (ACA or ObamaCare), carriers must insure everyone regardless of pre-existing conditions and most Americans are required by law to have health insurance or be subject to escalating tax penalties.  Whether you are an individual, family or small business, we represent all major carriers both ON and OFF the exchange to help find the right coverage and plan options.

  • Buy/Sell Agreements
A Buy/Sell Agreement is a succession planning tool that contractually defines how a business is to be transferred to other partners, owners, or legally interested parties in the case of some event, such as the death of a key partner.  
  • Final Expenses
These types of policies are often Term Life Insurance policies and, as the name implies, are designed to cover final expenses associated with burial costs. Because they help reduce the financial burden of funeral costs - which can vary from $1,000 to $10,000 and more – they typically offer lower limits of cover.
  • Key Person Insurance

Key Person insurance is designed to help protect a business against financial loss that may be caused by the death of a valuable employee. It is a term life insurance policy purchased for the purpose of indemnifying a business or a business owner for an economic loss that will be suffered in the event of the death or permanent disability of the insured.

  • Life Insurance
    • Term Life

    A Term Life policy has one function: to pay a specific lump sum to whoever you've designated, upon a specific event - your death.

    • Whole Life

Whole Life insurance provides permanent protection for your dependents while building a cash value account.

    • Universal Life

A Universal Life policy pays a death benefit to the beneficiary you name and offers you a low risk cash value account and tax deferred accumulation.

  • Long Term Care (LTI)

A long term care insurance policy with flexible options can help pay for future expenses for your care whether you are living at home, an assisted living facility, or nursing home.

  1. Mortgage Protection
Mortgage Protection insurance, based on Term Life Insurance, ensures that mortgage payments continue in the event of a life changing event such as a job loss or death. Not everyone needs mortgage protection insurance but conducting a needs analysis will determine the type of protection best suited to a homeowner’s specific situation.

Find out what products may be right for you, your family and your overall financial future:


Toll Free 1-800-476-1070

California (818) 322-3700

Colorado (303) 278-2278

Fax: (800) 328-1070

Email: info@myavantiservices.com

We will help build a long-term plan that works for you.